1. Introduction

These Terms and Conditions govern your use of Lori Cabanas' website and services. By accessing or using the website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use the website or services.

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2. Services

Lori Cabanas provides psychic reading services, including but not limited to tarot readings, astrology consultations, and spiritual guidance. These services are intended for entertainment and personal insight purposes only and are not a substitute for professional medical, legal, or financial advice.

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3. Eligibility

You must be at least 18 years old to use Lori Cabanas' services. By using the website or services, you represent and warrant that you meet this age requirement.

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4. Appointments and Cancellations

Appointments for psychic readings can be made through the website or by contacting Lori Cabanas directly. Cancellations must be made at least 24 hours in advance to avoid a cancellation fee. Failure to show up for a scheduled appointment may result in a full charge for the service.

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5. Payment

All services are to be paid for either before or after the appointment, as agreed upon with Lori Cabanas. Accepted payment methods include Venmo and PayPal. For courses or specific payment arrangements, please contact Lori Cabanas directly to discuss individual payment plans.

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6. Disclaimer

Psychic readings provided by Lori Cabanas are for entertainment purposes only. Lori Cabanas does not guarantee the accuracy or results of any reading. All decisions made based on the readings are the sole responsibility of the client.

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7. Privacy Policy

Lori Cabanas is committed to protecting your privacy. Personal information collected during the booking process will be used solely for providing the requested services and will not be shared with third parties without your consent, except as required by law.

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8. Limitation of Liability

To the fullest extent permitted by law, Lori Cabanas shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with the use of the website or services.

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9. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of California. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in California.

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10. Changes to Terms

Lori Cabanas reserves the right to modify these Terms and Conditions at any time. Any changes will be posted on the website and will become effective immediately upon posting.

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11. Contact Information

If you have any questions or concerns about these Terms and Conditions, please contact Lori Cabanas at lacaba@aol.com.

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Privacy Policy

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Lori Cabanas is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and safeguard your information.

1. Information We Collect

• Personal Information: Name, email address, phone number, and payment details.

• Service Information: Details about the services you request or schedule.

• Communication Information: Any communication between you and Lori Cabanas, including emails and messages via WhatsApp.

2. How We Use Your Information

• To provide and manage our services.

• To communicate with you regarding appointments, services, and inquiries.

• To process payments and refunds.

• To improve our services based on your feedback and usage.

3. Information Sharing

• We do not share your personal information with third parties, except as necessary to provide our services (e.g., payment processing) or as required by law.

4. Data Security

• We implement security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction.

5. Your Rights

• You have the right to access, update, or delete your personal information. To exercise these rights, please contact Lori Cabanas at lacaba@aol.com.

6. Changes to This Policy

• We may update this Privacy Policy from time to time. Any changes will be posted on our website, and your continued use of our services constitutes acceptance of the updated policy.

7. Contact Information

• For any questions or concerns regarding this Privacy Policy, please contact Lori Cabanas a lacaba@aol.com.​

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Disclaimer

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Lori Cabanas offers psychic reading services for entertainment and personal insight purposes only. These services are not a substitute for professional medical, legal, or financial advice. Always seek the advice of a qualified professional with any questions you may have regarding a medical condition, legal matter, or financial situation.

By using Lori Cabanas' services, you acknowledge and agree that you understand these limitations and that any decisions or actions you take based on the information provided during a reading are your sole responsibility.